Fixed Deposit

Choosing between a Fixed Deposit (FD) and a Recurring Deposit (RD) can feel confusing—especially when both are safe, bank-backed, and popular among Indian investors. Many people face this exact question while planning their first investment, saving for a short-term goal, or simply trying to grow money without taking risks. At first glance, FD and RD…

A Fixed Deposit (FD) is one of the most popular and safest investment options in India, especially for people who want guaranteed returns without taking market risk. Simply put, when you open an FD, you deposit a lump sum amount in a bank or financial institution for a fixed time period, and in return, you…