Which Is the Best Book to Learn Technical Analysis in 2025
Technical Analysis — it was a cold June evening when Ravi, a young investor from…
What Is a Credit Score? Meaning, Range, Importance, and How It Works
Whether you’re applying for a loan, a credit card, or even planning a big purchase in the future, one number quietly plays a major role in the decision-making process — your credit score. Many people only start paying attention to it when a loan gets delayed, rejected, or approved at a higher interest rate than…
Tips to Get Faster Car Loan Approval and Lower Interest Rates
Getting a car loan approved quickly at the best possible interest rate can make a huge difference to your overall car-buying experience. Whether you’re planning to purchase a brand-new car or a reliable used vehicle, understanding how car loans work—and what lenders look for—can help you save both time and money. Many borrowers face delays…
How to Apply for a Car Loan Offline: Step-by-Step Guide
Applying for a car loan offline is a preferred choice for many buyers who want personal guidance and face-to-face interaction with bank officials or dealership executives. Even today, visiting a bank branch or car showroom helps borrowers clearly understand loan terms, interest rates, and repayment options before making a decision. Offline car loan applications are…
How to Apply for a Car Loan Online: Step-by-Step Guide
Applying for a car loan online has become one of the easiest and fastest ways to finance your dream car. Instead of visiting multiple bank branches and dealing with lengthy paperwork, you can now compare lenders, check interest rates, calculate EMI, and submit your car loan application from the comfort of your home. Online car…
What Is a Car Loan? Interest Rates, Eligibility, EMI, and How It Works
A car loan is a popular financing option that helps you buy a new or used car without paying the full amount upfront. Instead of using all your savings at once, a bank or financial institution pays for the car on your behalf, and you repay the amount in monthly instalments (EMIs) over a fixed…
How to Check PF Balance Online and Claim PF Through EPFO Portal
Checking your PF balance and claiming PF online has become much easier thanks to the EPFO (Employees’ Provident Fund Organisation) portal. Earlier, employees had to depend on employers or visit EPFO offices for PF-related updates, but today, everything from balance checking to withdrawal can be done online in just a few minutes. This digital process…
What Is PF (Provident Fund)? Meaning, Types, Benefits, and How It Works
The Provident Fund (PF) is a long-term savings scheme designed mainly for salaried employees to help them build a secure financial future after retirement. It works as a disciplined savings plan where a fixed portion of an employee’s salary is deducted every month and deposited into a PF account, along with an equal contribution from…
What Is Public Provident Fund (PPF)? Meaning, Benefits, Interest Rate, and How It Works
The Public Provident Fund (PPF) is one of the most trusted long-term savings schemes in India, backed by the Government of India. It is designed for people who want safe returns, disciplined savings, and tax benefits all in one investment. PPF is especially popular among salaried individuals, self-employed professionals, and long-term investors who prefer stability…
Fixed Deposit vs Recurring Deposit: Which Is Best for Your Investment Goals?
Choosing between a Fixed Deposit (FD) and a Recurring Deposit (RD) can feel confusing—especially when both are safe, bank-backed, and popular among Indian investors. Many people face this exact question while planning their first investment, saving for a short-term goal, or simply trying to grow money without taking risks. At first glance, FD and RD…
What Is RD (Recurring Deposit)? Meaning, Benefits, Interest Rates, and How It Works
A Recurring Deposit (RD) is a simple and disciplined way to save money regularly without taking any market risk. It is especially popular among salaried individuals, students, and first-time investors who want to build savings gradually. In an RD, you deposit a fixed amount every month for a chosen period, and the bank or post…