Short Selling often sounds intimidating to investors, especially those who are used to the simple idea of buying low and selling high. Yet, in real markets, prices don’t always move upward, and some investors actively look for ways to benefit when stocks fall. Short selling exists precisely for those moments. It allows investors to potentially…
DIIs are reshaping the way India’s financial ecosystem functions, and their growing significance in the Indian stock market is undeniable. Imagine a scenario: in March 2020, when the COVID-19 pandemic shook global markets, Foreign Institutional Investors (FIIs) pulled out nearly ₹61,973 crore from Indian equities in a single month. Panic loomed large. Yet, amidst this…
Foreign Institutional Investors (FIIs) have long been the elephants in the room of emerging markets, and nowhere is this truer than in India. Imagine this: In March 2020, as global markets panicked over COVID-19, FIIs pulled out nearly ₹62,000 crore from Indian equities in just one month (source: NSE data). The result? The Nifty 50…
Insider Trading is one of those terms that gets thrown around in financial discussions, but for many investors it’s not clear what it really means or how it affects their portfolios. At its core, insider trading involves buying or selling a company’s stock or other securities based on information that hasn’t been shared with the…
Stock Buybacks are a financial tool companies use more than ever before — and they matter a lot if you’re an investor trying to figure out where your returns come from. In 2024, U.S. corporations returned $1.6 trillion to shareholders, and about 60% of that was through stock buybacks rather than dividends, underlining how central…
Health Insurance — imagine you’re sipping a cup of chai on a quiet Sunday afternoon in Kozhikode and suddenly receive a call: your father has been rushed to the hospital with chest pain. Overnight, life takes a sharp turn, and you’re staring at soaring bills, anxious calls, postponed treatments. In that moment, the shield of…
Financial Freedom begins with a story: imagine Rohan, a 32‑year‑old software professional in Bengaluru, waking up one morning to a stack of missed calls and notification alerts. His credit card payment had bounced yet again, his personal loan EMIs were looming, and on top of that he received a polite but firm message from his sibling…
Inflation is no longer just an economic term reserved for textbooks—it’s becoming a real burden on everyday living. In India, for example, annual consumer‑price index inflation averaged around 5% in recent years, meaning you’re spending roughly 5% more on the same basket of goods and services compared to last year. Many households experienced this in…
Agriculture loan approval doesn’t happen by chance — it’s the result of a bank carefully checking several boxes before saying “yes”. Imagine you’re standing at the entrance of the banking hall, your farming hat in hand, looking eager — the bank officer glances up, smiles politely, asks: “So, tell me about your farm, your income,…
Credit Score — it’s a small three-digit number, but for many Indians dreaming of owning their first home, it can decide whether that dream becomes reality or remains just a wish. When Ramesh, a 32-year-old software engineer from Pune, applied for his first home loan, he was confident that his stable income and clean financial…
