When I first opened my Demat account years ago, the biggest question I had was: “Which broker should I choose?” Like many first-time investors, I was torn between established names and new-age digital-first platforms. In 2025, this same dilemma continues for millions of Indian retail investors who want the right balance of affordability, features, and trust. Among the most debated choices today are Groww vs 5Paisa, two apps that have changed the way young Indians invest.
At Indiainvesthub, we understand how overwhelming it can be to compare multiple options, which is why we break down the facts to help you make a decision based on features, not marketing noise.
Table of Contents
Company Overview: Groww vs 5Paisa
Groww was launched in 2016 by four ex-Flipkart employees with the vision of making investing simple and accessible. Headquartered in Bengaluru, it started as a mutual fund platform before expanding into stocks, ETFs, IPOs, digital gold, and even US stocks. According to the company’s data and industry reports, Groww has crossed 5 crore users by 2025, making it one of the fastest-growing brokers in India (Source: Groww official blog, 2025).
5Paisa, on the other hand, has a longer history. Originally part of the IIFL Group, it was spun off and listed independently in 2017. Headquartered in Mumbai, 5Paisa has carved a name for itself as India’s second-largest discount broker by active clients, with 1.6 million active users as of March 2025 (Source: NSE Data). With a focus on affordability, it offers stockbroking, mutual funds, insurance, research, and advisory services under one umbrella.
Both companies are SEBI-registered brokers, ensuring compliance and regulatory oversight.
Features | Groww | 5Paisa |
|---|---|---|
Preview |  |  |
Established Year | 2016 | 2007 |
Brokerage App Link |
Brokerage Charges & Pricing Comparison
Pricing plays a massive role in brokerage selection, especially for cost-conscious traders.
- Groww charges ₹20 per executed order or 0.05% (whichever is lower) for equity delivery, intraday, and F&O trades (Source: Groww brokerage rate card, 2025). Mutual fund investments are commission-free, which has been a huge draw for beginners.
- 5Paisa offers a flat fee of ₹20 per trade, but also has subscription-based plans (Basic, Power Investor, and Ultra Trader) that reduce per-trade costs and add perks like lower margin funding rates and premium research (Source: 5Paisa official pricing page, 2025).
Verdict: Groww is more beginner-friendly with transparent, no-surprise pricing, while 5Paisa caters better to frequent traders who benefit from subscription packs.
Account Opening Process & Ease of Use
Both platforms focus on a digital-first experience.
- Groww: 100% paperless onboarding, Aadhaar-based eKYC, instant verification, and account activation within 24 hours. Simple flow makes it beginner-friendly.
- 5Paisa: Also offers fast, paperless onboarding with Aadhaar eKYC, but may require additional document uploads for advanced features like derivatives.
Verdict: Groww edges ahead for absolute beginners due to its minimalistic, app-first design.
Trading Platforms & Mobile App Performance
- Groww: Mobile-first approach, sleek interface, minimal distractions. Rated 4.5★ on Google Play (based on 3M+ reviews). However, limited advanced charting features may not suit professional traders.
- 5Paisa: Offers web, desktop, and mobile platforms with advanced charting tools, market depth, and algo-trading support. Mobile app rated 4.1★ on Google Play (2025) but some users complain of lags during peak hours.
Verdict: Groww wins for simplicity; 5Paisa for power users.
Investment Options Available
- Groww: Mutual funds, stocks, ETFs, IPOs, digital gold, US stocks. Great for diversified investors.
- 5Paisa: Stocks, F&O, commodities, currencies, mutual funds, insurance, loans, research advisory. Wider product ecosystem.
Verdict: 5Paisa offers broader coverage, but Groww provides a clean, beginner-friendly range.
User Experience & Interface
- Groww: Intuitive and modern. Designed for first-time investors; no clutter.
- 5Paisa: Feature-rich but can feel overwhelming for new users.
Research, Tools & Advisory Services
- Groww: Limited research and advisory. Provides basic stock insights, fund performance data, and news updates.
- 5Paisa: Strong research offering. SEBI-registered research analysts provide stock recommendations, market reports, and model portfolios.
Verdict: 5Paisa clearly ahead for advisory services.
Customer Support & Service Quality
- Groww: Email and chat-based support. No physical branches. Some complaints about slow ticket resolution during high-volume days.
- 5Paisa: Multi-channel support (phone, email, chat). Also offers branch support in select cities.
Verdict: 5Paisa provides more robust service.
Safety, Security & Compliance
Both are SEBI-registered brokers, members of NSE, BSE, NSDL, and CDSL, ensuring investor protection.
- Groww: Funds and securities are held safely in investor Demat accounts.
- 5Paisa: Long-standing track record with regulatory compliance.
Both platforms are equally secure.
Pros & Cons of Groww vs 5Paisa
Groww:
5Paisa:
Which App is Better in 2025?
Choosing between Groww vs 5Paisa depends on your profile:
- If you’re a beginner who values simplicity, low-cost investing, and commission-free mutual funds, Groww is the better choice.
- If you’re a trader or advanced investor looking for comprehensive research, advisory services, commodities, and advanced tools, 5Paisa offers more value.
At Indiainvesthub, our goal is to help readers align their brokerage choice with their goals. Whether you prioritize low costs, advanced research, or simplicity, the decision must fit your investing style.
Both Groww and 5Paisa are strong, reliable apps.
The real question is—which one aligns with your financial journey in 2025?
